The Hebrew Free Loan Society advances economic stability and opportunity for lower income New Yorkers within and beyond the Jewish community by making safe, affordable interest-free loans.

The Hebrew Free Loan Society advances economic stability and opportunity for lower income New Yorkers within and beyond the Jewish community by making safe, affordable interest-free loans.

To qualify for an HFLS loan, you must live in NYC’s five boroughs, Westchester, or Long Island; have low to moderate annual household income; and locate one or two qualified guarantors, depending on the loan program.

HFLS offers interest-free loans to residents of New York City’s five boroughs, Westchester, or Long Island, regardless of heritage or religion. Our work is rooted in a Jewish tradition that sees helping people build a secure financial future as the highest form of poverty relief.

Hebrew Free Loan Society (HFLS) offers interest-free loans to help New Yorkers affected by the Coronavirus pandemic. Learn more!

The Fresh Start Loan Program provides 0%-interest, no-fee loans of up to $20,000 to clients working with select financial counseling organizations as a means to pay down high-interest debt and regain financial stability.

The General Needs Loan Program at Hebrew Free Loan Society (HFLS) provides interest-free loans of up to $7,500 to low- and moderate-income residents of New York City’s five boroughs, Westchester, or Long Island.

The Hebrew Free Loan Society advances economic stability and opportunity for lower income New Yorkers within and beyond the Jewish community by making safe, affordable interest-free loans.

The Hebrew Free Loan Society advances economic stability and opportunity for lower income New Yorkers within and beyond the Jewish community by making safe, affordable interest-free loans. HFLS is a non-sectarian lender, serving the New York City area since 1892.

The Hebrew Free Loan Society advances economic stability and opportunity for lower income New Yorkers within and beyond the Jewish community by making safe, affordable interest-free loans.