Mar 28, 2025 · In 2023, we brought stability to an uncertain market, meeting record member demand and responsibly growing Systemwide advances balances to more than $1 trillion – a record for the FHLBanks. Our foundational liquidity mission positions us to make the broadest possible impact to benefit the public...

The FHLBanks are 11 regionally based, wholesale suppliers of lendable funds to financial institutions of all sizes and many types, including community banks, credit unions, commercial and savings banks, insurance companies and community development financial institutions.

The Federal Home Loan Bank of New York (FHLBNY) helps community lenders in New Jersey, New York, Puerto Rico and the U.S. Virgin Islands advance housing and community growth.

The Federal Home Loan Banks (FHLBanks, or FHLBank System) are 11 U.S. government-sponsored banks that provide liquidity to financial institutions to support housing finance and community investment. [1] The FHLBank System was chartered by Congress in 1932, during the Great Depression. [1] .

The FHLBanks provide long- and short-term advances (loans) to their members. Advances are primarily collateralized by residential mortgage loans, and government and agency securities. Community financial institutions may pledge small business, small farm, and small agri-business loans as collateral for advances.

Oct 18, 2024 · FHLB banks focus on mortgage financing and related community investments, providing low-cost loans that member banks can pass on to customers. The 11 regional banks comprising the Federal Home...

The Federal Home Loan Bank of New York has compiled a list of Frequently Asked Questions and their answers below. If there is an area of interest that is not on the list, please feel free to contact a Relationship Manager at (212) 441-6700 or e-mail at [email protected].

FHLBank New York 101 Park Avenue New York, NY 10178 212.681.6000 Visit FHLBank of New York

The FHLBanks are located in Atlanta, Boston, Chicago, Cincinnati, Dallas, Des Moines, Indianapolis, New York, Pittsburgh, San Franciso, and Topeka. Their regional distribution enables each FHLBank to focus on the distinct needs of their individual communities.

FHLBs offer a variety of products and programs to its members to help them meet their affordable mortgage lending goals. These include grants, below market-rate loans, and discounted advances. Community banks also receive liquidity and lower-cost funding options that would not otherwise be available to them.