In Coach U.S.A. the Appellate Division had found certain buses to be exempt from PIP recovery. However, these buses met the definition of “motor bus” and therefore were required to carry bus-PIP under the New Jersey statutes, whereas the school bus was not required to carry PIP. Drive N.J. 420 N.J. Super. at 299-300.

This type of medical coverage is called Medical Expense Benefits Coverage (MEB) or also known as Bus-PIP. However, not all buses are required to carry Medical Expense Benefits coverage to pay for injured passengers’ medical expenses. Only “motor buses” are required to maintain Bus-PIP. New Jersey Statute Annotated Section 17:28-1.5 (e ...

to provide PIP/Bus-PIP and are subject to PIP recovery. • Self-insurers are treated as insurance companies. • PIP re covery is a dire ct s ta tu to ry ri ght, not a subro gate d rig ht. T hi s ha s m any pr act ical app licat ions. One example is that an insured’s signing a release to the tortfeasor will not prejudice PIP recovery rights.

Insurers of buses paying "Bus-PIP" can recover from the same types of tortfeasors. N.J.S.A. 39:6A-9.1 allows an insurer paying benefits pursuant to certain statutes to have a right of recovery from certain tortfeasors (those not required to carry PIP or not in fact carrying PIP). The statute requiring buses to carry PIP (N.J.S.A. 17:28-1.6) is ...

Jan 13, 2021 · School bus companies have a PIP threshold of just $10,000 per injured child. And, suing a bus owned and operated by a government entity (e.g. NJ Transit or some school districts) is very different than suing a private company. Sometimes the only responsible party is the bus driver, and not the bus company.

PIP only kicks in if the insured is injured in an “automobile.” See NJ Car Accident Law – Exception to Verbal Threshold: Automobiles not Covered by PIP . Because a NJ Transit bus is not an automobile and not required to carry PIP, the injured passengers cannot use PIP coverage under their own auto insurance policies.

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Oct 2, 2015 · A Florida bus driver’s negligence may cause injury to a Florida bicyclist or pedestrian. If this happens, the pedestrian would get his or her damages paid in a similar way as the above example. The bus’s PIP may cover a pedestrian who is a Florida resident. However, the bus’s PIP would not cover a nonresident pedestrian or bicyclist.

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