Dec 28, 2024 · Hello all I need help please. I wasn't home but my ring went off and some guy was trying to serve me papers for a Jefferson Capital lawsuit. I paid them three weeks ago and settled on 50% of the balance and paid. They deleted from my credit.

Jan 31, 2025 · Newbie here (6 days in) and extremely excited to learn about this community. I am currently in the stage of actually building credit. Unfortunately I am 33 with no credit profile whatsoever, so my goal is to create a great and clean profile so I can be like everyone else here and have a great credit score and etc. Goals:

Jul 18, 2023 · Just do it yourself - DIY. It will just take time, energy and dedication. Paying someone could be money towards debt reduction and/or certified maillings. Scores in the 700s isnt bad at all. The suppression of scores are coming from your last few derogatory items is my guess. You could try an EE your BK on TU and possibly EX. When were your lates?

Mar 4, 2025 · I’m looking for advice about a debt settlement and how it might affect my future chances of getting approved for an American Express card. I had a balance of about $3K with Amex, which was sent to collections. I’ve paid it down to about $2.4K, and I’m thinking about negotiating a settlement for 30% ...

Mar 4, 2025 · Just got off phone with Chase after I spent the morning thinking I had identity theft! Received multiple emails from credit karma about credit increases and new accounts. Come to find out CHASE is having huge issues with INK business cards reporting all of sudden to consumer credit. 2 of my 8 compan...

Feb 22, 2025 · Was my credit score suppose to drop 30 points when my chase freedom statement posted I owed 198$ dollars but I have a 2% utilization and I - 6811703

Jan 30, 2025 · I keep getting pre approvals for this too. While I'm firmly in the garden as well as firmly at 680 on the dot, this card seems great. A friend of mine who actually has an 800+ score got an invite in the mail, went for it, and got 4000 instantly. I can't tell if they are for like building credit or if they're prime? maybe just right in the middle.

Jan 12, 2017 · Wondering if anyone has them? They have tons of Credit products and if you are still building they have lots of Credit building options/products. I found them on a Chexsystems website so they don't use them. Also, anyone can Join if you pay the $10 to join CUSavers.

Oct 24, 2024 · Hey forum, I want to share this incident that caught me off guard in order for you guys to be prepared. I received a call this morning from someone claiming to be from U.S. Bank, a lady named Centillia M. caller ID was 1-855-625-7356. She claimed she noticed I was interested in the Altitude Go ...

Feb 21, 2025 · From looking at the Citi splash page, on the surface this looks like a rebranding, i.e. from a cardholder perspective this largely an exercise in putting new lipstick on the Sears Mastercard with Thank You Rewards and converting over any existing standard Sears Mastercards that don't earn TYP.