A Certificate of Deposit (CD) is a secure savings product that offers a fixed interest rate for a specific term. Unlike volatile market investments, your principal is protected, and you know exactly how much you'll earn.

Our Regular Savings and Rainy Day Savings™ accounts are designed to help you reach your savings goals – in every phase of life. Learn more.

Savings Specials: Savings, down to a science. The more you save, the more you earn, from Certificates of Deposit (CDs) to Money Market Specials and more!

Jul 3, 2024 · Unlock the potential of financial freedom with BCU's Certificate of Deposit (CD) specials. Our CDs offer a secure way to grow your savings and move closer to financial independence. For the latest in savings innovation, visit our BCU Savings Specials page.

Oct 4, 2024 · Certificates of Deposit (CD) are term accounts. This account earns dividends on a fixed amount of money for a fixed period of time. This account is a great option for members who can keep funds untouched for a fixed period of time. The dividend rate is usually greater than a regular savings account. Certificates of Deposit (CD) are term accounts.

My Certificate of Deposit (CD) has matured or is maturing soon. What are my options? There is a 10-day grace period from the maturity date of your Certificate of Deposit (CD) during which you may make changes to the term.

Jan 15, 2025 · Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately. Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC. Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Apr 8, 2025 · Earn a higher rate of return than standard BECU savings accounts. CDs have no monthly maintenance fees, which means more money for you. Earn compound interest unless earned interest transferred to savings or checking when posted. Boost your savings even more and still have frequent access to your cash with CD Laddering.

Annual Percentage Yields (APYs) effective as of 3/1/2025. BCU turns profits into great rates for our members. Discover the current rates on our loans and deposits.

Dec 11, 2021 · BCU is again offering a 3-month CD, but with a rate 100 bps higher than was offered a year ago. Minimum opening deposit is $500, with no stated balance cap.