UM/UIM: What is uninsured and underinsured motorist coverage
Jan 24, 2025 · Uninsured/underinsured motorist (UM/UIM) coverage pays for injuries and property damage if you're involved in an accident with another motorist who is uninsured or doesn't …
UM/UIM: What Is Uninsured Motorist Coverage? - Progressive
Underinsured motorist coverage, which is usually offered alongside uninsured motorist coverage, protects you if you're hit by a driver who doesn't have enough coverage to pay for the …
What Is Uninsured Motorist Coverage? – Forbes Advisor
Nov 13, 2024 · Underinsured motorist (UIM) insurance is separate coverage but sometimes is packaged with UM. UIM pays for medical bills and other expenses for you and your …
UM, UIM, PIP. What Do These Acronyms Mean To Your Claim?
What is UIM? UIM stands for Underinsured Motorist Insurance. It is coverage that applies whenever the other party does not have enough liability in their policy to cover your medical …
Uninsured and Underinsured Motorist Coverage Explained
Uninsured/underinsured motorist (UM/UIM) coverage is mandatory in many states—like Connecticut, Illinois, and Maryland—to protect drivers from costs associated with accidents …
Uninsured vs. Underinsured Coverage | Progressive
Uninsured/underinsured motorist coverage (UM/UIM) generally includes two parts: bodily injury and property damage. This coverage can help pay medical bills for you and your passengers …
Why You Should Add Excess Uninsured/Underinsured Motorist …
Jan 27, 2025 · One of the most valuable coverages you can add to your personal umbrella policy is Excess Uninsured/Underinsured Motorist (UM/UIM) liability insurance. This coverage offers …
Uninsured Motorist Coverage | Progressive
If you're hit by a driver who's found at fault and has no insurance or insufficient coverage, uninsured/underinsured motorist (UM/UIM) coverage can pay for medical treatment for you …
The difference between uninsured motorists and underinsured
Jan 8, 2025 · Uninsured Motorists coverage (UM) protects you if your vehicle is hit by a driver without auto insurance, or if you’re involved in a hit and run. Your insurance will pay for …
Underinsured motorist coverage: What is it and who needs it?
Apr 17, 2025 · Underinsured motorist coverage, or UIM, may be one of the least understood types of car insurance, but it’s increasingly important in an era of rising rates and precarious driving. …