How much debt you carry impacts 30% of your credit score. Before we had our mortgage, the two biggest debts I carried were my student loans and my car loan. To grow my score, I created an aggressive plan to pay off my loans early. I did this by increasing my income and taking on multiple side hustles temporarily.

There are a few ways to obtain a line of credit as an undocumented person. The first way is to apply for a credit card, which includes monthly payments. It’s easy to max out your line of credit, so make sure you can pay back the minimum (or full) amount you owe each month.

Learn what a credit score is, how it's calculated, the different score ranges, and why it matters to get the best rates on loans, credit, and more.

Navigating the world of bank transfers can be daunting, especially when trying to avoid excessive fees. Understanding the different types of transfers, their costs, processing times, and security measures is crucial.

Most generations increased their average FICO Score by a single point in 2024, although Generation X, currently carrying more debt than other generations, remained at its 2023 average score. (The Silent Generation, born prior to 1946, has been at a healthy average of 760 for four consecutive years.)

Having a perfect credit score sounds really cool, but it's not all it's cracked up to be. Find out what having an 850 score can get you.

To build good credit, pay bills on time, keep utilization low, and monitor reports. A strong credit score leads to better loan terms and opportunities in renting and employment. Understanding credit factors is vital for financial goals and reliability as a borrower.