You can find CD rates above 4 percent APY. One-year CD rate alternatives include money market accounts and savings accounts. If you have $10,000 you’re comfortable with locking away for a year, a ...

The best CD rates have gradually dipped as a result of the Fed's 2024 rate cuts. But one large U.S. bank has boosted its APYs for several regular and no-penalty CDs.

These 10 CD providers landed on the most “best CDs” lists in February 2025: Early withdrawal penalty: From 90 to 270 days of ...

Today's top CDs offer annual percentage yields, or APYs, up to 4.65%. And depositing $5,000 into one of them could net you ...

Although investing in a CD might be tempting when rates are high, you'll face fees and difficulty accessing the funds if you need to make an emergency withdrawal.

Bankrate Emergency Savings Report paints a grim picture of the state of Americans’ personal finances. The good news is that ...

The Federal Reserve raised interest rates at the fastest pace in 40 years during 2022 and 2023 in an effort to rein in ...

Here are the 10 best rates for CDs in February 2025. All of these accounts are protected by either the Federal Deposit ...

The Fed meets eight times a year to assess the health of the US economy and vote on the federal funds rate, the rate banks use to lend and borrow money. While the Fed's decision to change rates ...

Learn more about what to watch for with no-penalty CDs. Kelly Suzan Waggoner is personal finance editor at AOL. Before joining AOL, Kelly was managing editor at Bankrate and editor-in-chief at ...

It’s often a better deal for consumers to pick a long-term certificate of deposit and pay an early withdrawal penalty than buy a short-term CD, research shows.