First-time homebuyers may qualify for mortgages that offer low down payments, lenient credit score requirements or other ...

Knowing where you stand financially can help you increase your odds of approval and qualify for good HELOC rates. This starts ...

CNBC Select explains how to apply for a mortgage, from preparing financially and getting preapproval to undergoing the underwriting process and finally closing.

If you need to borrow cash, taking out a home equity loan is one of the most affordable ways to do it. Rates on these loans ...

Get an honest look at Bank of America mortgages, their rates, customer service, and whether this banking giant is a good fit ...

Compare two options for accessing the cash in your home — cash-out refinancing or home equity loans — to pay for renovations, ...

Your combined loan-to-value ratio measures the amount you owe on all home loans against the value of your house. Learn how CLTV impacts you as a homeowner.

The funds can help cover upfront home buying expenses, including down payments and closing costs. Eligible buyers can get a deferred loan up to $25,000. First-generation homebuyers can now apply ...

However, if you are a first ... application gets approved without any hassle – big or small. If your score is low, consider improving it by paying the credit card bill on time, reducing existing ...

On the income side, issues often emerge when the mortgage applicant is self-employed. The software is geared to W-2s — the wage-and-tax-statement from an employer — and might flag your file when you ...