One of the most significant decisions anyone with a pension can make is taking a lump sum (annuity) versus receiving monthly ...

Planning for retirement is one of the most important financial steps you can take, yet many South Africans delay saving for ...

As part of any retirement planning scenario, you will look at all the options available. Whether this is maintaining a ...

Structured settlements are being used more than ever, settling personal injury lawsuits across the country to the tune of ...

However, there is also no risk of losses nor interruptions in payments. If the annuity sits in a Roth 401(k) that is funded with after-tax dollars, however, it can generate tax-free income.

The IRS Publication 915 (2024) offers now a comprehensive guide to help you determine if your benefits are taxable, how to ...

Deciding whether to take a $400,000 lump sum or monthly pension benefit of $2,000 requires calculating the relative value of ...

With an annuity, you pay a lump sum to an insurance company in ... commissions, premium taxes, surrender charges and other expenses. There is also often a mortality-and-expense (M&E) risk charge ...

For middle-class South Africans, investing in a Retirement Annuity (RA) is arguably one of the most prudent financial ...

Lincoln Financial Group reported fourth-quarter and full-year 2024 financial results, posting net income available to common ...

Dear Mike, Everyone in the farming community is up in arms about the inheritance raid by “Rachel From Accounts”, ...

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