The unemployment rate in the UK has gone up again, according to recently released figures. In the three months to November, unemployment rose by 4.4%, up from 4.3% in the three months to October.

Universal Credit may request documentation to verify a borrower’s income during the application process. However, the lender does not disclose its minimum income requirements or maximum DTI ratio.

As well as the government's benefits calculator ... you receive in your migration notice letter. What if my universal credit application has been rejected and I don't think I've been paid ...