I was not prepared for how hard it was going to be to parent teenagers. They would fight my rules and tell me they hated me.

Homeschooling worked well for our family, but my daughter wanted to go to school with her friends. She's now thriving there, ...

A budget planner is a tool, such as a worksheet or template ... shopping, dining out, travel and entertainment. You can look back at past transactions to estimate your spending in these categories.