There are laws and time limits that debt collectors must adhere to when filing a lawsuit. Here's what to know.

Most of the medical debt didn't belong to the poorest patients, but rather insured people in the middle and lower-middle ...

The Fair Debt Collection Practices Act (FDCPA) [1], is the federal consumer protection statute which regulates debt collection practices and establishes liability for abusive debt collection practices ...

The New Jersey State Bar Association’s Young Lawyers Division took its volunteer efforts to Atlantic City to provide free ...

The ruling upended the practice—long enforced by municipalities in many states—of allowing the total seizure of ...

I received a validation letter requesting that I pay ... For that reason, don’t let delinquent debt go to collections hoping it will allow you to pay less. You need to get everything in writing.

After all, debt buyers tend to purchase delinquent accounts in bulk ... Debt collectors are required to send you a written notice, often called a "validation notice," within five days of their ...

Council members have expressed concerns about the city's financial status under Democratic Mayor Deb Whitfield.

This week, the U.S. Court of Appeals for the Seventh Circuit issued a decision reversing a summary judgment order in a Fair ...

Most generations increased their average FICO Score by a single point in 2024, although Generation X, currently carrying more ...