So how could the Fed's moves — and any other economic changes that occur — impact the CD account interest rate landscape this year? Here's what experts say could happen with CD rates in 2025.

A certificate of deposit (CD) account was an almost mandatory requirement for savers in recent years. Thanks to a spike in inflation and a resulting rise in interest rates, savers were able to ...

Natalia Gdovskaia / Getty Images If you're a fan of CD laddering, you've probably been enjoying the high annual percentage yields (APYs) of 2023 and 2024. However, with the Federal Reserve ...

Featured Nationally Available CD Rates Featured High Interest Checking Account Offers Compare checking accounts that offer high APYs, rewards on debit card purchases, or both. APYs (Annual ...

CD laddering can boost your savings with better interest rates and regular access to cash. Learn how it works to start your ...

Featured Nationally Available CD Rates Featured High Interest Checking Account Offers Compare checking accounts that offer high APYs, rewards on debit card purchases, or both. APYs (Annual ...

E. Napoletano is a former registered financial ... A six-month certificate of deposit (CD) or share certificate could be a smart compromise: You’ll receive a fixed return for a manageably ...

Commissions do not affect our editors' opinions or evaluations. After climbing for the past couple of years, CD rates have been slowly declining in 2024. CD rates tend to track the federal funds rate.

If you click on links we provide, we may receive compensation. Synchrony Bank offers CD accounts with APYs as high as 4.25% Michelle Lambright Black is an expert on credit reporting, credit ...