We should all be planning for our retirement by estimating how much we'll need to amass by then and how we might obtain it. It's important to include Social Security in that planning, so it's smart to start getting an idea of what kind of benefits to expect.

Many retirees have an idea of what age they want to start claiming Social Security. George C., now 77, started claiming his at 65. He's a retired worker who thought he'd cracked the code to a