There is no one-size-fits-all annuity on the market, although Nuss says some are presented that way. In reality there are ...

Annuities can be a useful, albeit expensive financial tool to manage retirement income if one cannot or is reluctant to ...

FAQs An annuity is a contract between you and a life insurance company in which you pay a lump sum or make a series of payments and the insurer invests the money in the market. In return ...

Is a fixed index annuity the right investment for you? This guide will explain how fixed index annuities work, and when they ...

Roughly one in three (34%) U.S. adults mistook annuity contracts for other products like IRAs, 401(k) plans, or even life insurance policies. In fact, 14% of all respondents matched an annuity to ...

Contingent deferred annuities represent product manufacturers' latest appeal to independent RIA advisors and their clients. Here's how they're making the case.

After you enter into the annuity contract, the insurer will create an IRA in your name. Then, you have the money rolled over from your existing IRA or 401(k) to the annuity IRA. The rollover is ...

It’s important to understand what annuities are before diving into fees. An annuity is a contract between you and an insurance company. If you pay a lump sum or a series of payments, the ...

Thanks for your question, Paul. Unfortunately you cannot. Although a qualified longevity annuity contract (QLAC) can indeed help you reduce the size of your RMDs, you wouldn't be able to use it ...

Non-qualified contracts offer tax-deferred growth of after-tax funds and have no required withdrawals until annuitization, as defined by the annuity's contract. Roth IRAs have no minimum ...

Policygenius examines the simultaneous popularity and mystery surrounding annuities in an uncertain American economy and explains what they are and how they can benefit a financial plan.