Here are a few signs you should stay off the CD bandwagon ... be too long to go without access to your money, skip the CD entirely. No-penalty CDs exist, but the rates are lower Some banks ...

However, if these signs apply to you ... The extent of those will depend on your bank and the CD term you're looking at. But there's no reason to risk penalties by putting cash you have earmarked ...

No-penalty CDs bridge this gap by combining the fixed rates of standard CDs with the freedom to withdraw your money when you need it. While they typically offer slightly lower interest rates than ...