Under many employee plans, she realized, the definition of just what constitutes a disability was prohibitively narrow. Disability insurance is designed to provide benefits when a policyholder can ...

The exact details of your disability insurance policy will be determined by the conditions of the plan and dictated by your premium, the established definition of "disability" and other factors.

SSA considers your medical conditions, age, education, past work experience, and any transferable skills you may have. If you ...