Online bill pay is a standard service offered by banks and credit unions. It allows customers to set up one-time or automatic payments to various providers. Online bill pay is free to use ...

An ACH payment is a type of electronic money transfer that moves funds between bank accounts using the ACH network. These payments, sometimes called direct payments, are commonly used for payroll ...

Ben Luthi is a freelance personal finance and travel writer. He started earning credit card rewards in 2013 and leveraged his passion into a writing career. He's contributed to dozens of other ...