Is contributing to a variable universal life insurance policy a good idea? I’m 39 with a $310,000 annual income. I have $550,000 in a 401(k), $13,000 in an HSA, $25,000 in cash savings and a $ ...

Life insurance is one of the most powerful financial tools available, yet many people misunderstand its benefits, costs, and ...

but offer less risk than variable universal life insurance, which invests premiums directly into the stock market. Because IULs carry higher fees and premiums than other investment vehicles ...

There's the cost of the insurance protection itself ... In policies where they are disclosed (typically variable life or variable universal life policies), however, they can be substantial ...

You can also access your cash value through a loan or withdrawal for any reason. Variable universal life insurance may be ideal for people seeking ultimate flexibility. With this type of policy ...

Many types of permanent life insurance cater to different needs and preferences. You can opt for whole life, universal life, variable life, and more. With so many options, it can be hard to know ...

MassMutual and Guardian top our list of the best life insurance companies for 2025. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you ...

There are two types of life insurance: permanent life and term life. Term life insurance is best suited to younger people who want to protect their families since it's more affordable. However, as ...