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Variable universal life (VUL) is a type of permanent life insurance, meaning the policy stays in force as long as you’re alive and continue making the necessary premium payments. It also ...
The Basics of Variable Universal Life (VUL) Insurance Variable universal life insurance is another type of permanent life insurance with a death benefit and an investment-based cash value.
Learn more about it. As a form of permanent life insurance, variable universal life (VUL) offers two things. First, it pays a death benefit to the policyholder’s beneficiaries. Second ...
Sales of indexed universal life (IUL) products grew 11% in the first quarter to $959 million. About 75% of IUL carriers ...
Whole life insurance and variable universal life (VUL), if properly funded, both deliver the means to accumulate cash that can be accessed when needed via policy loan provisions or direct withdrawals.
As more life insurance customers seek a carefully balanced blend of security and opportunity, John Hancock is now offering its all-new Protection VUL, (a variable universal life insurance product).
VUL policies are cash value life insurance policies, meaning they provide income benefits that are generally tax-deferred to loved ones or businesses after the policyholder’s death. This is ...
A little less than 25% of the total permanent insurance market consists of variable life insurance. The first generation of VUL policies in the early 1980s subjected the consumer to the risk that ...
Valmark Advisers has added three TOPS portfolios to Lincoln Financial variable life policies. - Conservative, Growth and ...
VUL is similar to variable life insurance, but unlike variable life, it allows you to change your premium payment amount. While VUL insurance offers increased flexibility and growth potential over ...