VA home loans have no down payment requirements but only apply for primary properties and are subject to lender requirements. Home inspections are not required for VA loans, but you must get a ...

VA loans do have a unique qualifying guideline ... are not included in the residual income calculation. Residual income requirements vary based upon such factors as the number of people in the ...

A service member’s spouse can qualify for a VA loan if they meet one of the following requirements: They are an active military service member (for at least 90 continuous days) They are a ...

It certifies that you meet VA loan requirements and can be used as evidence of your eligibility with lenders. Active-duty military members, veterans, National Guard or Reserve members and eligible ...

Qualifying for a VA home loan or refinance means you have to meet several requirements, including obtaining a Certificate of Eligibility (COE). VA loans have several perks, including low rates and ...

More specifically, you want to familiarize yourself with the occupancy requirements to avoid being penalized or, worse, losing your benefits. A VA loan is a home loan backed by the U.S. Department ...

Here’s how VA loans work, pros and cons to consider, and what the requirements are. A VA loan is a mortgage loan available to military service members, veterans, and their families. VA home ...

Tip: Not all lenders offer VA loans, and each lender has different requirements you’ll need to meet. It’s important to compare multiple loan options from as many mortgage lenders as possible ...

VA loan interest rates are typically lower than conventional loan rates. These loans also generally have no or low down payment requirements and less stringent credit requirements compared to ...

If you’re not familiar with VA loans vs. FHA loans, comparing the two can be confusing. To help you quickly sort through your options, we broke down the requirements for each in this table.

Read on to learn more about the history of these loans and the lending requirements you must meet to secure a VA mortgage product. History and Purpose of VA Home Loans The VA loan program was ...

You may qualify for a larger loan if your spouse has a higher income. Most VA loan eligibility requirements are based on your military service, along with financials like credit score and debt-to ...