Savers can still snag interest rates above 4.25%. The average national interest rate for savings is 0.42%. Interest rates for savings accounts will continue to drop through the beginning of 2025.

According to FDIC data, the average interest rate on savings accounts is currently 0.41%. That rate is much higher than it was prior to the pandemic, but it’s far lower than what the best ...

We've been watching rates for the best high-yield savings accounts for a while now. The best rates are still over 4% annual ...

The average savings account rate is a benchmark for the overall interest-rate environment, but it’s not a rate you should settle for. Rather, aim for an annual percentage yield (APY) many times ...

Open a new bank account today and earn a top interest rate. Our experts have researched the best rates on checking, savings, ...

A high-yield savings account is essentially the same as a traditional savings account with one key difference — high-yield ...

That all changed after the COVID-19 pandemic when you could finally park your cash in a high-yield savings account and earn a decent interest ... national rate is defined as “the average of ...

In exchange, online banks can pass their savings on to you in the form of fewer fees and stronger interest rates than your typical bank. HYSAs compare to traditional accounts in key ways beyond ...

Dori Zinn is a personal finance journalist with more than a decade of experience covering credit, debt, investing, budgeting, saving, retirement, college affordability, jobs and careers and more.

The national average savings account interest rate is 0.41% as of January 31, 2025, according to the latest numbers available from the FDIC. You can earn exponentially more than that by opening a ...

Citizens Bank savings interest rates are between 0.01% and 0.05% annual percentage yield (APY), which is lower than the national average ... accounts are practically identical to traditional ...

Both of Barlcay’s savings accounts offer yields well over the national average ... When compared to traditional banks, Barclays’ rates shine even brighter. Many traditional brick-and-mortar ...