Transferring retirement savings from a 401(k) or similar tax-deferred account to a Roth IRA can help keep you from having to ...

I’m 57 and have a retirement account with my employer. I contribute almost 20% every two weeks — roughly 14% to my 401(k) and ...

My wife is currently working and has a traditional IRA with approximately $350,000 to $400,000. She is almost 65 but not ...

With a Roth IRA, you contribute after-tax money to the account, so you don’t get to avoid tax on your contributions, as you ...

As you map out your retirement, it is important to take advantage of tax-free growth made possible by Roth conversions.

The author and editors take ultimate responsibility for the content. You can inherit a Roth individual retirement account (IRA) and avoid a lengthy court process known as probate as long as the ...

Socking away money for retirement is something that’s top of mind for many people. Here's what to know about traditional and ...

Tax-deferred accounts such as traditional IRAs and 401(k) plans allow workers to delay paying taxes on qualified ...

But whereas the IRS requires people to take RMDs from tax-deferred accounts, the IRS doesn’t require you to take RMDs from Roth accounts, because you’ve already paid taxes on the money in them.

Roth IRAs are some of the best tax-advantaged accounts that investors can access. Although you have to pay taxes on your Roth ...

Learn about custodial Roth IRAs and how these retirement plans can help boost your child's retirement savings. Secure your child's financial future.

The Roth IRA — a popular retirement account — is similar to a traditional IRA in that you can regularly contribute to the account and watch your investments grow so you have a nest egg to tap ...