(k) retirement plans come in two types: traditional and Roth. A traditional 401(k) allows you to contribute pre-tax dollars, offering an immediate tax break. A Roth 401(k) plan allows you to ...

Both a 401(k) and IRA offer tax-deferred retirement savings options. The 401(k) has two key advantages over an IRA that could ...

Roth 401(k)s offer a number of benefits, including tax-free gains and withdrawals. But before you get your mind set on one, consider these downsides.

Roth 401(k)s have higher contribution limits and an employer match, while Roth IRAs have more investment options. Both offer tax-free withdrawals in retirement.

The Roth 401(k) account, for example, must be established for at least five years, and generally, you'd need to be over the age of 59½ for tax-free and penalty-free withdrawals.

A Roth 401(k) does not offer immediate tax benefits at the time of contributions, as contributions "are made using after-tax dollars" and "don't reduce your taxable income," said Investopedia.

Beth Pinsker IRS says high earners can wait until 2026 to put catch-up contributions into a Roth. Why not start now? If you’re already among the few people over 50 who contribute the extra money ...

More employers offer a Roth 401(k) option, enabling tax-free distributions in retirement. 2025 contribution limits are $23,500, with those 50 and older eligible for higher limits. Employers can ...

While rolling over a traditional 401(k) account has its quirks, rolling over a Roth 401(k) comes with a unique set of rules. This article highlights some key considerations to keep in mind when ...

A 401 (k) is one of the most common tax-advantaged retirement accounts, typically offered through large or midsize employers.

Forgetting to take your first RMD by April 1 in the year after you turn 73 can result in a significant tax penalty. “If you ...

RMDs: Beginning at age73 (or 75 if you were born in 1960 or later), you must begin taking RMDs from your 401 (k), even if you ...