While the two studies above indicate that waiting longer results in a higher lifetime benefit, actual data shows more people ...

When you’re nearing retirement age, the decisions you make regarding your Social Security benefits are going to shape your ...

What is the right time to claim Social Security? This is actually a much more complicated question than you might imagine.

A report that Social Security funds could soon be depleted has some Americans wondering if they should take their benefits ...

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Most Americans start collecting their Social Security retirement benefits at age 62, based on data from the Social Security ...

The short answer to that is no. There is no such thing as the perfect Social Security claiming age. You can claim Social Security as young as age 62, but you're not actually eligible for the full ...

What's the ideal age for claiming Social Security retirement benefits? It depends on who you ask. The earlier you start, the smaller your checks. But, you'll collect these payments for more time. That ...

For some reason, before I started really educating myself about Social Security, I was under the impression that all seniors ...

You can claim Social Security as young as age 62, but you're not actually eligible for the full benefit you've earned based on your work history until you reach your full retirement age (FRA).

To see this dynamic in action, let's assume your PIA is $2,000 (the average monthly benefit for retired workers as of April was $1,997.97), and your FRA is 67. Claiming right at 62 would get you a ...

Claiming Social Security before your full retirement age (FRA) -- which is when you're eligible to receive your base monthly benefit (called the primary insurance amount) -- will result in a decreased ...