We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Navy Federal Credit Union offers share certificates with APYs above 4.00% Hero ...

Navy Federal’s certificate rates tend to be fairly competitive compared to other credit unions and online banks. A $1,000 minimum deposit is required. Here’s an overview of Navy Federal Credit ...

It was founded in 1933. As a credit union, Navy Federal is owned by its members, and its profits are returned to them in the form of lower fees and better rates on loans and deposit accounts.