There's always the classic choice of using the comics section for gifts to the young or young-at-heart. However, ... Read more: 20 Tough Money Truths We Wish We Knew In Our 20s.

30 creative ways to give money as a gift. Although cash is most people’s preferred present, handing out bills and checks doesn’t have the impact of other, more tangible gifts.

Similar to the ring, the heart has a hammer-style texture, while the pearls add brightness. What's even better is that this duo is currently on sale from £236 to £198.