Securing lower interest rates isn’t just about luck—it’s about strategy. Your Loan-to-Value (LTV) ratio plays a powerful role ...

“Amidst concerns around asset quality in certain segments (majorly unsecured lending), weaker-than-expected macro data and constraints around Loan-to-Deposit Ratio (LDR) for certain ...

Excluding agriculture loans, this ratio was around 26 bps ... Core net interest margin (NIM) was at 3.43% on total assets compared with 3.5% a quarter ago and 3.4% a year ago.