Universal Credit is a fintech company that’s owned and powered by Upgrade. Loans are available from $1,000 to $50,000 and are originated by partners Cross River Bank and Blue Ridge Bank.

Avant Personal Loans Best for your small business: Universal Credit Best for low borrowing amounts: Oportun Looking to consolidate debt or make home improvements? Consider these personal loan offers.

Best Egg: Best for borrowers who want a secured loan. Upstart: Best for borrowers with thin credit history. Universal Credit: Best for borrowers with low credit scores. Avant: Best for fast funding.

Budgeting loans and advances If you receive universal credit or certain benefits, you may be eligible for a budgeting loan or budgeting advance. These are loans from the Department for Work and ...

A bad credit personal loan can get you out of a tight spot if you need cash quickly, but there’s no shortage of predatory lenders looking to take advantage of borrowers with fewer options.

If your Universal Credit has been cut because of a sanction or penalty for fraud, you might be able to get some emergency money to help you cover household expenses like food and bills.