Dave Ramsey explains the difference between legal and moral debt—and reveals the first step to break free from debt you may not be legally required to pay.

Moral obligations might seem strong enough to equate to a good legal contract, but moral obligations and legal contracts are completely separate entities. A moral obligation can be encoded into a ...

In a new study from Belgium, researchers watched people's brains in real-time as they chose whether to inflict pain on others ...

As someone who has worked for years with Southwest Colorado’s immigrant and working-class families, I strongly support Durango raising the minimum wage by 15% – the maximum allowed under Colorado ...

What is uncertain — again — is whether the county will honor its legal duty. Let me be clear. This issue is not a matter of political convenience or discretionary funding. It is a matter of law.

Ramsey’s first and most important point was clear: A legal obligation is not the same as a moral obligation. Sarah is legally liable only for the debt she personally signed for — the loans in ...