The U.S. Department of Housing and Urban Development (HUD ... who do not have any home equity. The Federal Housing Authority (FHA) has been insuring loans to first-time buyers, among others ...
The funds can help cover upfront home buying expenses, including down payments and closing costs. Eligible buyers can get a deferred loan up to $25,000. First-generation homebuyers can now apply ...
According to HUD, you can potentially be considered a first-time buyer even sooner ... income or find a down-payment loan that's forgivable if you live in the home for a set period of time.
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