Graded death benefits are not found in standard term life insurance and whole life insurance policies. These types of life insurance pay out the full amount of the death benefit, regardless of ...

MassMutual is a close runner-up to Lafayette for whole life insurance and even outshines Lafayette in some areas. MassMutual has the highest financial strength grade a company can get from AM Best.

CNBC Select reviews Amica's term and whole life insurance plans, which come with a free terminal illness rider.

Term life insurance stays in place for a set period before coverage expires. Mutual of Omaha offers a Term Life Answers policy to adults ages 18 to 80 with terms of 10, 15, 20 or 30 years. The death ...