The "100 envelope challenge" is the trendy new way to save money. The viral TikTok fad can earn you more than $5,000 in less than four months if followed consistently for 100 days.

Number each envelope from 1 to 100. Keep them in order for now; you will shuffle the order in the fourth step. Store your envelopes in a container. Choose a container that works easiest for you.

If on day 2, if you pull #4, you will put $4 inside. You then continue this process for 100 days or until all of the envelopes are filled with cash. After 100 days, you will save a total of $5,050.

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“Four is an unlucky number in Chinese culture,” explains Yen. So any dollar amounts that lead with the number four (4, 40, 400) are a definite no-go. Related Story ...