While 401(k) loans can be an easy option with no required credit check, they aren’t without drawbacks. For instance, loans from 401(k)s generally need to be repaid in full within five years.

Top lenders for easy personal loans. ... Erin Gobler is a freelance personal finance writer who specializes in topics like investing, taxes, credit cards, and mortgages.

While easy business loans often come with higher interest rates than other business loans, ... Rapid Finance unsecured loans range from $5,000 to $1 million with terms from three to 60 months, ...

OnDeck Capital offers fast small-business loans and lines of credit for borrowers with a personal credit score of 625 or higher. Read our review of OnDeck loans.

Called "buy-now, pay-later" loans, they essentially work the way they sound. Shoppers borrow money to buy goods then pay the loan back over time, often interest-free. Experts share risks and benefits.

Apache Lending Apache Lending Las Vegas, Nevada, May 28, 2025 (GLOBE NEWSWIRE) -- Looking for tribal loans with guaranteed approval for people with bad credit? Then you should definitely try ...

Iceberg Finance was picked because personal loans range from $1,000 to $7,500 with an APR ranging from 12.99% to 29.99%, depending on your credit risk. Personal loan terms range from 24 to 60 months.

If a lender uses the simple interest method, it’s easy to calculate loan interest. You will need your principal loan amount, interest rate and loan term to calculate the overall interest costs.

A simple interest loan only charges interest on your original principal, not the entire balance. You'll often see these for car or personal loans. Keep reading.

In today’s tight-money situation, more and more Americans are turning to this kind of borrowing. For the first six months of this year, policy loans amounted to $1,086,000,000, up 26% from $859 ...