The national average for a one-year CD is 1.78% APY as of April 2, 2025, while the average for a one-year CD for the top ...

Though CD rates are largely on pause right now, that can change at any time—making now a good time to lock in. Use our pro ...

To build a CD ladder, you spread your deposit across multiple terms with different maturity dates. This way, you create a series of CDs with staggered access to your savings, leveraging short-term ...

A CD ladder is a structured investment strategy in which investors allocate funds into FDIC-insured bank deposits with ...

If you’re worried about lacking access to your cash for the duration of a specific CD term, you can create a savings strategy that provides regular liquidity while also earning high yields.

To create this list, Forbes Advisor considered 142 CD accounts across 84 financial institutions, including traditional banks, online banks and credit unions. For the star rating, we ranked each ...