A COE is a letter that confirms your overall loan eligibility and tells a lender how much of your VA loan entitlement remains. This effectively gives you your personal VA loan limits, if any apply.

This entitlement is disclosed in a Certificate of Eligibility (COE) letter from the VA, which can be obtained via an online request or through VA loan lenders after you apply for a loan.

In order to obtain them, those eligible may receive Certification of Eligibility (COE) letters from the U.S. Department of ...