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Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert and personal finance writer with nearly two decades of experience in the credit industry.

You can build credit in any number of ways, including opening a credit card and paying eligible bills on time. Knowing why credit is so important can help motivate you to work on building a good ...

The secured Chime Credit Builder Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank, N.A. Members FDIC. If you want to build or rebuild credit, certain credit cards are available ...

Whether you're buying a car or renting an apartment, you need one thing to make it happen: a credit score. Unfortunately, ...

Our opinions are our own. Credit cards can be an effective tool to build credit whether you’re just starting out or seeking a second chance, but they aren't always easy to get. Options may be ...

However, our opinions are our own. See how we rate credit cards to write unbiased product reviews. To build good credit with a credit card, you need to be spending less than your credit limit allows.