Look for cards with low fees and transparent terms, and don't forget to continue practicing good credit habits.

If you don’t have much or any credit history, you could be counted among the credit invisible or the unscorable. That doesn’t ...

Check your free credit score and credit report as often as you want, and get alerts about changes so ... for credit cards and loans and getting the best interest rates. Good credit also can ...

Everyone is concerned with their credit score, as it can dictate all manner of things in your financial life, specifically when it comes to borrowing money (for a home, a car, or more broadly).

According to credit expert John Ulzheimer, a 760 will typically get you the best mortgage rate and a 720 score is all you need ... told CNBC Select. "That way, they're safe for all loan types ...

If you're having trouble managing credit card balances, consider consolidating your debt to save time and money.

Learn what a credit score is, how it's calculated, the different score ranges, and why it matters to get the best rates on ...

It’s best to have a 100% on-time payment ... it will really change the way that you spend money — and once you get your credit score on the right track, you will not do anything to jeopardize ...

that way you can have a good idea of what your approval odds are for each card. FICO Scores are based on five factors: Payment history (35%) Length of credit history (15%) Amounts owed (30% ...

"A score in the ballpark of perfect will get you the same glory," said the credit bureau Experian, meaning the "best rates for loans and credit." Should you try to get a perfect credit score?

but it’s usually the other way around. Others don’t realize that using a credit card can help build the credit score needed for a car loan or mortgage. Is credit always the best choice ...