Life insurance is one of the most powerful financial tools available, yet many people misunderstand its benefits, costs, and ...

Both IULs and 401(k)s can offer investment value but represent very different products — particularly because only indexed universal life insurance provides a death benefit. A 401(k) can work ...

Universal life insurance offers permanent coverage with a unique twist—flexibility. Unlike other policies that lock you into fixed premiums and set death benefits, universal life insurance ...

Universal life insurance offers a lot of flexibility and the benefit of cash value. Compared to whole life insurance, it’s usually easier to make changes and costs significantly less.

Indexed universal life insurance might be the right option if you’re comfortable with higher monthly premiums, flexible death benefits and tracking an index fund to determine the growth of the ...

Standout benefits: In addition to term life, Pacific Life has both indexed and variable universal life insurance policies that build cash value early and can supplement retirement income.

Midland National ® Life Insurance Company and North American Company for Life and Health Insurance ®, member companies of Sammons ® Financial Group, Inc., are proud to unveil their enhanced Indexed ...

Standout benefits: You can convert a term life insurance policy into whole life with no underwriting or medical exam. State Farm offers nearly a dozen term, whole, and universal life insurance ...