IRA owners who were thinking everything had been "zeroed out" after repayment might be surprised to discover that Form 1099-R still shows the RMD as a taxable distribution, since it only shows the ...

When you submit a distribution form to make a QCD, the company holding the IRA will count the funds as distributed when they send the funds.

If you were planning on the QCD to count as part of your RMD for the year and the charity doesn’t cash the check in time, the 1099-R for the year will not show you took the full RMD. Failing to ...